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financial planning

Is it Time to Update Your Financial Plan?

For many of my clients, a life event or transition forces them to seek out the advice of a financial planner for the first time. You might have had a loose financial “plan” or set of expectations, but something happens to turn that plan upside down. Some of those events are happy ones: a new […]

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It’s Good to Be Back!

This is the first post on the blog since last August, but I’ve been busy … meet our twins, Sandy and Will! William and Sandra Stanich were born in November 2014. Aren’t they the cutest? While a part of me just wants to stay home and snuggle them, I am glad to be back in […]

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santa 2013

Top 5 Posts of 2013

Wow, 2013 has flown by! Here are the top-viewed posts on this blog in 2013: The Difference between Marginal and Average Tax Rates Interview: Passing the Co-op Board Interview Guest Post: What You Need to Know About the New Affordable Healthcare Insurance Exchange Can You Afford Private School? Financial Planning Checklist for New Parents Happy […]

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winter smiles

Top 5 Posts of 2012

It’s a little funny to specify the top five posts of 2012, since I only started the blog this year.  I’m just getting warmed up! But here are the top-viewed posts at this site in 2012: How We Saved $50,000 Is a High Deductible Health Plan Right for You? How to Save Money on Food […]

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Thanksgiving is my favorite holiday.  I love turkey, stuffing, sweet potatoes, cranberry sauce and pumpkin pie.  It’s always felt like less “pressure” than Christmas as well.  No presents to buy or house to decorate; just help make the dinner and relax. Recent events have put things in perspective for many of us, and I know […]

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Building Financial Confidence (My Video Debut!)

I was thrilled to recently be a part of “The Karen Walrond Show,” a web TV show with episodes at The topic of our discussion was “building financial confidence”.  Karen made the point – which I often find to be true – that many women handle their family’s day to day finances (like balancing […]

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Tag Sale Economics

Ever consider having a tag sale to clean out your closet and make a few bucks?  I actually did it this summer! Here is my story, and a few things I learned along the way: I’ve been talking about having a tag sale for years.  I decided to finally do it over Memorial Day weekend […]

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Sara Stanich, Certified Financial Planner, New York

Why Cultivating Wealth?

Welcome to the Cultivating Wealth Blog.  I’m Sara Stanich, a New York City based Certified Financial Planner professional (CFP®) and independent financial adviser. I wanted to start the blog because a big part of my job is answering questions about my clients’ personal finances, and I see the blog as a way to answer those questions […]

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