Naked with Cash … at

I was recently chosen to participate in a series of posts called, “Naked with Cash” at popular blog Participants will “reveal” their financial details on a monthly basis.  Readers and a team of Certified Financial Planner™ practitioners will comment on their progress and hopefully make helpful suggestions. “Team Sara” will include two of the […]

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winter smiles

Top 5 Posts of 2012

It’s a little funny to specify the top five posts of 2012, since I only started the blog this year.  I’m just getting warmed up! But here are the top-viewed posts at this site in 2012: How We Saved $50,000 Is a High Deductible Health Plan Right for You? How to Save Money on Food […]

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questions about bankruptcy

Interview: Questions About Bankruptcy

Bankruptcy is a topic that comes up occasionally with my clients, so I went to an expert, New York bankruptcy attorney, Bruce Weiner, with my questions. 1. How much debt does someone need to have for bankruptcy to make sense?  Is there a rule of thumb or ratio of income to debt? It really varies […]

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deer and insurance

The Deer, the Rut*, My Car and the Insurance Policy

Long Island is filthy with deer.  It’s a serious problem.  They have ticks which carry Lyme disease.  They eat my garden! On a recent drive this November, I experienced the other big problem with deer: car accidents.  A big buck decided to jump out in front of me.  I slammed on the brakes, but SMACK! […]

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big beet

November Garden Report

Just as I did for June, July, August, September and October, it’s time for another garden update. As you might expect, it is pretty much over for a garden in the Northeast by November.  But a few stragglers keep coming: Tomatoes.  I can’t believe we *still* have cherry tomatoes.  They don’t taste as good as […]

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Echelon Top Blog

Financial Blog Contest: I Made the Top 10!

Wow, my blog finished in the “Top 10″ in the 2012 Top Echelon Financial Blog contest!  The contest focused on client focused blogs, written by bloggers at U.S. Financial firms. Here are the winners: Good Financial Cents : Jeff Rose Your Smart Money Moves: Ted Jenkin & Kile Lewis Financially Wise Women: Brittney Castro Blueleaf […]

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diamond ring

Divorce & Your Money: Alimony, Maintenance, or Spousal Support

This is the ninth post in my “Divorce & Your Money” series. Spousal support, alimony and maintenance usually mean the same thing, and may be used interchangeably by your attorney or advisers. Here are the questions I hear most on the topic from divorcing couples: Why Does Alimony Exist? Traditionally, and even today in many […]

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Thanksgiving is my favorite holiday.  I love turkey, stuffing, sweet potatoes, cranberry sauce and pumpkin pie.  It’s always felt like less “pressure” than Christmas as well.  No presents to buy or house to decorate; just help make the dinner and relax. Recent events have put things in perspective for many of us, and I know […]

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Interview: Co-op or Condo?

Condominiums are everywhere, but apartment “co-operatives” are mainly an NYC thing.  These two forms of ownership appear similar, but there are important differences between them that can affect the price of the unit, the process of buying and selling, and even your monthly mortgage and maintenance costs. I recently asked Kurt Roth, a real estate […]

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