Tag Sale Economics

Ever consider having a tag sale to clean out your closet and make a few bucks?  I actually did it this summer! Here is my story, and a few things I learned along the way: I’ve been talking about have a tag sale for years.  I decided to finally do it over Memorial Day weekend [...]

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What is Socially Responsible Investing?

Would you like to invest in companies which share your social or environmental goals?  Are you concerned about indirectly supporting a industry or company you disagree with? If so, you may be interested in a movement known as “socially responsible investing”, also called “sustainable and responsible investing” or SRI. Through SRI, investors design an investment [...]

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cherry tomatoes

July Garden Report

As I mentioned last month, I plan to post a monthly update on my beloved garden.  Here’s what was happening in July: Zucchini, zucchini and more zucchini. I think I’ve lost a few pounds on what I call “The Zucchini Diet”, where I eat an entire zucchini cut into spears with hummus every afternoon.  (It’s [...]

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Your Financial Garden in 5 Easy Steps

My core clientele are busy professionals and entrepreneurs. They are ready to get serious  about building their financial future, but don’t know where to start, and don’t have time to figure it out. Maybe I’ve been spending too much time in mine, but I think it’s a lot like tending a garden, and there are [...]

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cut expenses

How We Saved $50,000 Per Year

The last few years have been tough on many. If you don’t know someone who has been downsized, changed careers, or experienced wild fluctuations in their income, I’m not sure where you have been. Many people feel that cutting expenses is overwhelming or impossible.  I decided to share my story to show it can be [...]

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Can I Afford to Work Part-Time?

Wouldn’t it be great to have an extra day each week to run errands, spend time with your family, or just relax? But can you afford it? As a mom, I have often thought that part-time work would be the perfect compromise: I would have the extra time to spend time with my kid or [...]

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big beet

June Garden Report

I really love our little garden, and I get a lot of satisfaction out of it.  It’s also the reason for the visual theme of this website, and even the name, “Cultivating Wealth”.  So I thought I’d share what’s happening in the garden once a month for the next few months. We have a little [...]

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The little guy

Parents, Please Check Life Insurance Off Your List

As expectant parents or parents of young kids, you’ve heard that you should get life insurance, even if you already have some through your job. Maybe you even know a family who lost the primary earner in the household, leaving the family to scramble to pay medical bills and living expenses going forward? (I do, [...]

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Interview: Medicare Expense Planning

Many of my clients (and my own parents) are approaching the age of 65, which means they’ll be eligible for Medicare coverage.  But until they are in it, most are uncertain about what a switch to Medicare will mean for their budget. Pai Gee-Janssens is a Medicare private health insurance plan specialist based in NYC.  [...]

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