You’re nowhere near ready to retire, but you might be completely done working the way you have been for the last fifteen years.
The trouble is figuring out what you can actually afford to change.
I recently sat down with Farnoosh Torabi on her podcast, So Money, to dig into this weird in-between phase—what I call peri-retirement. It’s that stretch in your 40s or 50s where your priorities and energy shift, but traditional retirement advice just tells you to keep your head down and save for another decade.
Between juggling aging parents, kids heading off to college, burnout, or major personal curveballs like divorce, conventional formulas fall flat. Farnoosh and I talked through:
Why earning great money doesn't always stop you from feeling financially anxious
How to sanity-check a career step-back, pivot, or pay cut without tanking your future
Why I wrote my book, Crossroads, as fiction instead of another dry financial handbook
A practical five-year exercise to figure out what you want your days to look like before running the numbers
Listen to our conversation on So Money through Apple Podcasts, Spotify, or YouTube. You can read more about Crossroads at crossroads-book.com.
